Voluntary Hospital Indemnity
You have the option to purchase hospital indemnity insurance, which pays you benefits while you are confined to a hospital. This type of coverage is helpful because it covers your out-of-pocket expenses not covered by your medical plan.
Benefits |
|
|---|---|
First Day Hospital |
|
First Day Hospital |
$1,000 |
First Day ICU |
$1,000 |
Confinement Benefits |
|
Hospital Confinement |
$100 per day up to 30 days |
ICU Confinement |
$200 per day up to 30 days |
Covered Conditions |
|
Newborn Care |
Complications only; payable |
Complications from Pregnancy |
Included |
Normal Pregnancy |
Included |
Normal Pregnancy Waiting Period |
10 months |
Mental/Nervous |
Included |
Substance Abuse |
Included |
Sickness and Accidents |
Sickness: 24-hour coverage |
Per Pay Period Cost |
|
|---|---|
Employee Only |
$11.04 |
Employee + Spouse |
$19.06 |
Employee + Children |
$16.14 |
Employee + Family |
$24.17 |