Life and AD&D Benefits
Basic Group Life and Accidental Death and Dismemberment (AD&D) coverage is a 100% employerpaid benefit, provided at no cost to you. The basic life benefit will be paid to your beneficiaries in the event of your death. The AD&D benefit will be paid in the event of an injury resulting from a covered accident. Contact United Healthcare at http://www.uhc.com/ or call 800-357-0978.
Benefits |
|
|---|---|
Flat Life Benefit |
$20,000 |
AD&D |
$20,000 |
Age Reduction |
Reduces by 35% at age 65, 50% at age 70, and 90% at age 75 |
When your needs call for more than Basic Life and AD&D coverage, additional Voluntary Life and AD&D coverage is available for you, your spouse and your dependent children. Coverage purchased through this plan is offered at a group discounted rate with guaranteed issue amounts. Employees must elect coverage in order to purchase spouse or child coverage. Contact SunLife at http://sunlife.com/us or call 800-247-6875.
Employee Benefit |
Employees must elect Voluntary Life for themselves in order to elect Voluntary Life for spouses and children. See plan documents for a list of rates |
|---|---|
Benefit Amount |
Increments of $10,000 |
Maximum Benefit |
Lesser of 5x annual earnings or $500,000 |
Guaranteed Issue Amount |
$100,000 |
Spouse Benefit |
|
|---|---|
Benefit Amount |
Increments of $5,000 |
Maximum Benefit |
$150,000 |
Guaranteed Issue Amount |
$30,000 |
Child Benefit |
|
|---|---|
Benefit Amount |
14 days - 6 months: $500 |
Guaranteed Issue Amount |
All amounts guaranteed |
Spouse & child benefit cannot exceed 50% of your voluntary life employee amount. |
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Frequently Asked Questions